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The most common unsecured debt in a debt settlement program is credit card debt. Other unsecured debts may include medical bills, gas/store cards and personal loans, etc. Tax debts, alimony, child support, mortgages (if you are still in the home), car loans (if you still have the car), and federal student loans cannot be settled in a commercial settlement program.

Check out the following example to better understand how debt settlement works :Sally has 2 Credit Cards and 1 Personal loan .

Thursday 7 June 2012

Debt Consolidation Remortgages


Debt Merging Remortgages

Ocean Fund & Loans limited is the UK's leading finance broker*. We can provide you with accessibility properly accredited home loan experts whohave the skills to analyze your personal circumstances and discover a re-finance that meets your personal requirements.

Reduce your per month outgoings
If you have excellent financial obligations, a re-finance could help you decrease your per month costs. By combining all your current credit score (Mortgage, Financial loans, Credit Cards) you could decrease your per month repayments

Save Money
By combining all your current financial obligations such as loans and bank credit cards as part of your re-finance you might discover that you may end up paying an APR lower than your current credit score. You may also be able to reduce the length of your current financial contracts and decrease the quantity payable

1. NO OBLIGATION HELP & MORTGAGE ADVICE
Wecan provide you with accessibility a team of experienced and trained home loan experts who will look at your home loan enquiry and match it to one of our hundreds of available home loan plans to discover one that meets your needs. The experts provides you with best guidance and help you through the re-finance procedure from beginning to end.

2. MORTGAGE DETAILS SET
Details of your re-finance are usually sent out to you within 48 hours of your conversation with your advisor, with all the documentation ready for you to study, indication and come back to us by post.

3. PROCESS APPLICATION.
Our partner will procedure the applying for you, working with any third parties as your representative such as surveyors. Lawyers will send out a home loan action to you, which you need to carefully study, indication and come back.

4. COMPLETION
Upon realization your new home loan funds are sent to your current bank so that your previous home loan can be paid off. You will receive any extra charges due and your new home loan starts with your new loan provider.


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